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Merchant Card Services
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Credit Card Processing

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Opening a store? Need to conduct credit card processing on your website or phone? Whatever you need, we have a credit card processing solution perfect for your business. With our competitive prices and expert service, you can rest assured knowing that you are going to get a great deal. We help businesses of all sizes to obtain the best credit card processing solutions at competitive prices.

LCS Card Services has the ability to support several types of accounts including:

  • Retail/Storefront
  • Internet
  • Mail Order/Telephone Order
  • Wireless

Retail/Storefront

If you are conducting business face to face, accepting credit cards is a necessity. Whether you have a store, restaurant or a kiosk, LCS Card Services can help your business set up a merchant account so you can accept credit cards for less money than you ever thought possible.


Internet

If you have an internet store or own a retail website, you need online credit card processing. With the help of an online merchant account and credit card payment gateway, you can give your customers the option to purchase goods with the click of the mouse, at any time, day or night.  LCS Card Services can provide you with an online merchant account and the ability to do online credit card processing, no matter how small or how large of a website you have.


Mail Order/Telephone Order

If you run a mail order business and/or take credit card payments over the telephone, you are participating in what we call in the industry, MOTO Credit Card Processing". (MOTO= Mail Order/Telephone Order). Essentially, this means that you collect credit cards in an environment where the customer and the credit card are not physically present at the time of purchase. Another term for this is "card not present" credit card processing.


Wireless

For years, the payment options for mobile merchants were limited to either cash or check. Today, wireless credit card machines have given mobile merchants access to the same credit card authorization networks as retail businesses.

This new technology has allowed the benefits of security and additional sales to merchants who had to handle cash or take the risk of accepting checks. As a bonus, wireless credit card processing is typically faster than traditional landline processing. Dedicated networks have been developed for wireless credit card processing, which can transmit and receive data faster than most cell phone networks.


Merchant Cash Advance Program

A merchant cash advance, also sometimes called factoring, works by allowing you to borrow against future receivables rather than a real asset or some other collateral. In this case, we base the advance off of your monthly Visa And MasterCard credit card processing sales.

The process for applying fo this advance is much simpler than a bank loan or credit line and the funds are available almost immediately. We understand that most businesses struggle with cash flow and sometimes opportunities are missed because of lack of funds. Our goal in offering this program to our customers with merchant accounts, is to help small and mid-sized businesses expand their company, purchase equipment, add additional inventory or invest in the future growth of their company.

Here's how it works:

Your average monthly volume will be reviewed to establish your maximum allowable advance. You can let us know how much you would like, and then you review and sign the paperwork and the cash is sent to you within days.

                  
Merchant Benefits:

  •  Merchant can receive up to $150,000 per location
  •  No personal guarantee is required
  •  Payback is based on timing of Visa/MC receipts
  •  No fees or penalty for extended payback period
  •  A/B credit not required     
  •  Financials/Tax returns not required       


Requirements in order to be eligible for the advance:

  •  Merchant must be in business at least 13 months
  •  Your merchant account must be with us. If it isn't already, we will charge nothing for you to switch, and will meet or beat your current costs
  •  You must provide the last four months of processing statements
  •  No bankruptcies
  •  Trade references are required

Gift Cards

One of the easiest ways to increase sales for your business is to add gift cards to your processing. Gift cards can be an easy way to generate new customers, and increase business sales.

With gift cards, our credit card processing customers can purchase a one-color pre-designed gift card kit starting at $60 per location. Choose from over twenty pre-designed gift cards, and add your business name and address at no additional charge. 

If you'd prefer to design your own card, we can provide you with the ability to customize.


Cross Checks

Are you looking to accept checks, but don't want to accept the high risks that go along? We offer our merchants the ability to set up a check processing account which allows them to authorize a check in seconds without the need for specialized equipment. You can run the check verification directly through your credit card terminal or even over the phone or Internet.

We offer some of the highest approval rates in the check processing industry, and allow your business to accept checks from the United States and Canada.

Updates/Additional Information:

For additional information and updates in real-time, you can follow DynamicDebits Marketplace and LCS Card Services via the following networks:


             
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